Beacon Dealer Tech

← All field notes · F&I & Compliance

F&I & Compliance

The Red Flags Rule for IT: What Your Vendor List Better Cover

By Beacon Dealer Tech · May 14, 2026 · 2 min read

The Red Flags Rule has been on the books since 2008, but enforcement has tightened since the FTC layered the Safeguards Rule on top in 2023. For a dealership F&I office, Red Flags compliance is mostly an IT and process problem, even though it lives under the compliance officer's name.

Keep reading — this one is for clients

Field Notes is Beacon Dealer Tech’s in-house knowledge base for dealership IT teams. Sign in with your customer portal account to read the full post and the rest of the archive.

Sign in Get an invite

More in F&I & Compliance

Deal Jacket Storage: Network Share vs. Cloud vs. DMS-Native

Where you put the deal jacket determines who can audit it, how fast you can produce it, and whether you keep it long enough to satisfy the regulator.

Want this kind of help on tap?

This is what a discovery call sounds like — except about your actual environment, with a written summary at the end.

Book discovery